PearBudget is a really simple online budget software system, using the principle of the envelope system, to help you budget for the future and track where your money really went during the month.
Since taking care of your finances is such an important part of an organized life, I'm excited to share that PearBudget is giving away 3 annual subscriptions, worth $49.50 each, to Home Storage Solutions 101 readers.
This giveaway is now closed, but you can still take advantage of the 30 day free trial offer shared below, plus read my review of this product to see if it might work well for you.
You can sign up for a 30 day free trial to check it out and see how it works for yourself!
One of the most important things when it comes to organizing things is keeping them simple. PearBudget is a tool aimed at keeping your personal finances as simple as possible, so you can focus on everything else needing attention.
PearBudget gave me a free annual subscription to try out in anticipation of this giveaway. I have to say, I've found the simplicity wonderful since there are just three main things this online budget software program helps you do -- 1) plan your budget, 2) enter your receipts, and 3) review your spending.
I also like the fact that this online budget software helps you plan for irregular expenses, not just regular ones. For example, the instructions state:
You'll set aside a little bit of money each month for every irregular category, and then you'll tap into that reserve at different points during the year.
That way the bill that doesn't come but once a year, but is anticipated, doesn't throw you for a loop, but instead there is already money socked away specifically to pay it!
PearBudget was created by a husband and wife (Charlie and Sarah) who couldn't find a budgeting tool that "just worked." Everything they could find was too complicated - it was like you needed to be an accountant to even figure it out. So they made one.
PearBudget makes it really easy to get started - you don't even need to enter your e-mail address to get started with it. If you've never set up a budget before, it walks you through the process, and you can customize it, adding in your own categories. After you get set up, you can enter in expenses and see how your planned spending matches up with your actual spending. And if they're way different, you can easily adjust your budget for the next month and try it again.
One neat thing about PearBudget is that it lets you add notes to all of the receipts you enter in. One PearBudget user whose house burned down was able to use her PearBudget entries much like a home inventory form, to help her file her insurance claim - and if her info had been on her home computer, it would have been lost along with everything else in the fire. Other users use PearBudget to note what they save by couponing. It's a flexible and friendly system that can be used in lots of different ways to help you get everything in your home organized.
All of that - building a budget and then tracking your expenses for the first month - is totally free (and you don't need to enter in your credit card to try it out). If you use it and you like it, you can then sign up for a monthly subscription (and you can cancel it at any time). PearBudget is normally $4.95 a month, but they've agreed to give away three annual subscriptions for free as a part of my 25,000 Subscribers Giveaway. If you're interested in trying out the simplest budgeting tool on the internet, head on over to PearBudget and check it out.
1. To enter the giveaway please fill out the form below (this is the mandatory entry). Only one form entry per person will be accepted.
2. You can get an additional entry into the giveaway if you also leave a comment below telling me briefly your biggest hurdle to keeping track of your receipts and budget (or if you're a rockstar at it, how you've done it).
The dealine for all entries, in either the form or comments, is on or before February 26, 2012. This giveaway is now closed.
On February 27th I will choose the three winners randomly, using Random.org. I will then notify the winners, via email, of their win, and at the same time forward the winners email addresses to PearBudget. The winners will then also get an email from this online budget software company which will help the winners set up their annual subscription prize.
If you've enjoyed this giveaway, please make sure to check out what else I've got in store for the How To Organize Your Life Week of Giveaways, celebrating 25,000+ newsletter subscribers.
I've got 16 different giveaways coming, over the course of the week, including several absolutely free gifts everyone can receive!
In addition, I would appreciate you sharing this page with your friends and family, such as with the social media buttons below, or otherwise, to tell them about this giveaway sponsored by PearBudget, an online budget software system, so even more people get the chance to win one of these annual subscriptions!
Finally, if you're interested in why so many people have subscribed to my newsletter, check out the 52 Weeks to an Organized Home Challenge, which we've all been enjoying doing together. I'd love for you to join us, if you aren't already a newsletter subscriber!
Some links on this page are affiliate links, meaning that if you purchase a product through them I receive a small commission which helps me provide this information to you for free, plus support my family. My integrity and your satisfaction are very important to me so I only recommend products I would purchase myself, and that I believe would benefit you. To learn more please see my disclosure statement.